Small Business Loans
The Small Business Loan Program is an excellent source of financing for most businesses. We work directly with Preferred SBA lenders to get loans processed quickly and efficiently.
SBA financing is designed to provide small businesses with access to credit, featuring structures and terms that may be more flexible than conventional lending options.
SBA FINANCING CAN BE USED FOR
Business acquisition, expansion or start-ups
Commercial real estate purchase, expansion, renovations or leasehold improvements
Equipment and inventory purchases
Franchise financing
Working capital and refinancing existing debt (restrictions apply)
Exporting
EQUIPMENT FINANCING
Longer repayment terms, which mean lower monthly payments
Down payments as low as 10%
No prepayment fee on terms less than 15 years (excluding SBA 504)
No SBA guaranty fee on SBA loans less than $150,000
No balloon payments on SBA 7(a) loans
EQUIPMENT FINANCING
Commercial printing/binding
Machine tools
Manufacturing Equipment
Heavy Equipment
Trucking
Medical Equipment
Laundry/dry cleaning
Diagnostic Equipment
Dry Cleaning
LOANS UP TO $5 MILLION
No-cost pre-qualification letters
Competitive rates and flexible terms
Up to 90% financing
Up to 25-year terms
Fully amortized
Fixed and variable rate options on 504 programs